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Consumer Bankruptcy

Orlando Consumer Bankruptcy Attorney

Are you no longer able to deal with your mounting debt? Are you having income tax issues? Are you afraid you might have to foreclose on your home? If so, you may be facing consumer bankruptcy. You do not need to face this alone. At the law office of James H. Monroe, we can help you get on your way to debt relief.

Don't understand bankruptcy? Don't worry.

Trying to get the information you need about bankruptcy can be a confusing and overwhelming process. If you are facing credit card debt, the last thing you need is the added stress of trying to decipher this complicated system. You don't need a lot of time. You need an experienced lawyer who understands the system. With over twenty-five year as a bankruptcy attorney, James H. Monroe can help.

The Facts about Debt Relief

Consumer bankruptcy is a fact driven practice, so make sure you have a lawyer who knows the facts. It is possible to stop the foreclosure of you home. It is possible to have your income taxes discharged. With over twenty-five years of experience, James H. Monroe will help you understand how Florida's bankruptcy system can work for you:

  • Chapter 7: If you are below a certain income level and seek a forgiveness of all your debts, then you will want to file for Chapter 7 bankruptcy. It is often the best option for individuals with a lot of business debts. People who file for Chapter 7 may only retain a limited number of assets, but they will receive full debt discharge.
  • Chapter 13: People facing foreclosure, income tax problems, or with a higher than median income level will most likely file for bankruptcy under Chapter 13. In this circumstance the individual will face a restructuring of their debts, which will allow them to maintain the assets they wish to keep.

Contact Us

Whether you are looking for a restructure or a complete forgiveness of your debts, we can help you determine the best course of action for your needs. At the Orlando office of James H. Monroe, we have the experience you need to help you file for bankruptcy efficiently and effectively. Contact us today for a free initial consultation.